Freakonomics Radio
Insurance forms that make no sense. Subscriptions that can’t be cancelled. A never-ending blizzard of automated notifications. In this update of a 2025 episode, Stephen Dubner discovers where all this sludge comes from — and how much it’s costing us.
- SOURCES:
- Benjamin Handel, professor of economics at UC Berkeley.
- Neale Mahoney, professor of economics at Stanford University.
- Richard Thaler, professor of economics at The University of Chicago.
- RESOURCES:
- “Selling Subscriptions,” by Liran Einav, Ben Klopack, and Neale Mahoney (Stanford University, 2023).
- “The ‘Enshittification’ of TikTok,” by Cory Doctorow (WIRED, 2023).
- “Dominated Options in Health Insurance Plans,” by Chenyuan Liu and Justin Sydnor (American Economic Journal: Economic Policy, 2022).
- Nudge: The Final Edition, by Richard Thaler and Cass Sunstein (2021).
- “Frictions or Mental Gaps: What’s Behind the Information We (Don’t) Use and When Do We Care?” by Benjamin Handel and Joshua Schwartzstein (Journal of Economic Perspectives, 2018).
- “Adverse Selection and Switching Costs in Health Insurance Markets: When Nudging Hurts,” by Benjamin Handel (National Bureau of Economic Research, 2011).
- EXTRAS:
- “Sludge,” series by Freakonomics Radio (2025).
- “People Aren’t Dumb. The World Is Hard. (Update)” by Freakonomics Radio (2024).
- “All You Need is Nudge,” by Freakonomics Radio (2021).
- “How to Fix the Hot Mess of U.S. Healthcare,” by Freakonomics Radio (2021).
- “Should We Really Behave Like Economists Say We Do?” by Freakonomics Radio (2015).
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EXTRA: The Opioid Tragedy — How We Got Here
An update of our 2020 series, in which we spoke with physicians, researchers, and addicts about the root causes of the crisis — and the tension between abstinence and harm reduction. SOURCES: Gail D’Onofrio, professor…
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EXTRA: The Opioid Tragedy — How We Got Here
An update of our 2020 series, in which we spoke with physicians, researchers, and addicts about the root causes of the crisis — and the tension between abstinence and harm reduction. SOURCES: Gail D’Onofrio, professor…
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590. Can $55 Billion End the Opioid Epidemic?
Thanks to legal settlements with drug makers and distributors, states have plenty of money to boost prevention and treatment. Will it work? (Part two of a two-part series.) SOURCES: Keith Humphreys, professor of psychiatry and…
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590. Can $55 Billion End the Opioid Epidemic?
Thanks to legal settlements with drug makers and distributors, states have plenty of money to boost prevention and treatment. Will it work? (Part two of a two-part series.) SOURCES: Keith Humphreys, professor of psychiatry…
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590. Can $55 Billion End the Opioid Epidemic?
Thanks to legal settlements with drug makers and distributors, states have plenty of money to boost prevention and treatment. Will it work? (Part two of a two-part series.) SOURCES: Keith Humphreys, professor of psychiatry…
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589. Why Has the Opioid Crisis Lasted So Long?
Most epidemics flare up, do their damage, and fade away. This one has been raging for almost 30 years. To find out why, it’s time to ask some uncomfortable questions. (Part one of a two-part…
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589. Why Has the Opioid Crisis Lasted So Long?
Most epidemics flare up, do their damage, and fade away. This one has been raging for almost 30 years. To find out why, it’s time to ask some uncomfortable questions. (Part one of a two-part…
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Extra: Car Colors & Storage Units
Presenting two stories from The Economics of Everyday Things: Why does it seem like every car is black, white, or gray these days? And: How self-storage took over America. SOURCES: Tom Crockett, classic car enthusiast.…
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Extra: Car Colors & Storage Units
Presenting two stories from The Economics of Everyday Things: Why does it seem like every car is black, white, or gray these days? And: How self-storage took over America. SOURCES: Tom Crockett, classic car enthusiast.…
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Extra: Car Colors & Storage Units
Presenting two stories from The Economics of Everyday Things: Why does it seem like every car is black, white, or gray these days? And: How self-storage took over America. SOURCES: Tom Crockett, classic car enthusiast.…