Determined to master her messy personal finances, Jean Chatzky immersed herself in learning about finance, financial freedom, and investing. She worked on Wall Street to understand the stock market, then transitioned to financial journalism. After being fired for being “too expensive,” she turned her side hustles into HerMoney—a safe space where women can build wealth and take control of their money. In this episode, Jean shares actionable insights on achieving financial freedom and building lasting confidence around money.
In this episode, Hala and Jean will discuss:
(00:00) Introduction
01:12 From Journalism to Financial Expertise
03:06 Skill Stacking
06:38 The Gender Wage Gap
11:21 Women Controlling Wealth and Spending
20:07 Navigating Relationships and Success
27:03 Women and Investing
30:09 The Importance of Financial Freedom
31:36 Homeownership: Is It Worth It?
35:47 Understanding Your Money Type
40:15 Budgeting and Avoiding Overspending
42:39 Strategies for Paying Down Debt
44:33 Improving Your Credit Score
47:34 Investing Wisely
Jean Chatzky is the CEO and co-founder of HerMoney Media, a digital platform focused on enhancing financial planning, literacy, and wellness among women. She is an award-winning personal finance journalist, bestselling author, and host of the HerMoney podcast. With a background that spans Forbes, SmartMoney, and a 25-year tenure on NBC’s Today show, she has earned many accolades, such as the Gracie Award for Outstanding Host. She has authored multiple bestselling books, including Women with Money and Pay It Down! She frequently appears on major platforms like CNN, MSNBC, and The Oprah Winfrey Show.
Sponsored By:
Indeed –Get a $75 sponsored job credit atindeed.com/profiting
Shopify –Sign up for a one-dollar-per-month trial period at youngandprofiting.co/shopify
Microsoft Teams – Stop paying for tools. Get everything you need, for free at aka.ms/profiting
Mercury – Streamline your banking and finances in one place. Learn more at mercury.com/profiting
LinkedIn Marketing Solutions – Get a $100 credit on your next campaign at linkedin.com/profiting
Bilt Rewards – Start paying rent through Bilt and take advantage of your Neighborhood Benefits™ by going to joinbilt.com/PROFITING.
Airbnb –Find yourself a co-host at airbnb.com/host
Active Deals – youngandprofiting.com/deals
Key YAP Links
Reviews – ratethispodcast.com/yap
Youtube – youtube.com/c/YoungandProfiting
LinkedIn – linkedin.com/in/htaha/
Instagram – instagram.com/yapwithhala/
Social + Podcast Services – yapmedia.com
Transcripts – youngandprofiting.com/episodes-new
Entrepreneurship, entrepreneurship podcast, Business, Business podcast, Self Improvement, Self-Improvement, Personal development, Starting a business, Strategy, Investing, Sales, Selling, Psychology, Productivity, Entrepreneurs, AI, Artificial Intelligence, Technology, Marketing, Negotiation, Money, Finance, Side hustle, Startup, mental health, Career, Leadership, Mindset, Health, Growth mindset, Finance, Financial, Personal Finance, Wealth, Stock Market, Scalability, Investment, Financial Freedom, Risk Management, Financial Planning, Business Coaching, Finance podcast, Investing, Saving

YAPClassic: Mark Batterson, Social Entrepreneurship for Visionary Leaders
Mark Batterson had his sights set on a legal career, but he followed his true calling into pastoral work. Going in with a bold entrepreneurial approach, he developed a unique model combining ministry with business…
Patrick Lencioni: Build an A-Team with Working Genius | E306
Patrick Lencioni realized they struggled with innovation because he was the only one with the “invention” working genius. This pushed him to rethink his team’s roles and align them with their strengths. The result? A…
YAPClassic: Jim Kwik, Brain Hacks for Supercharging Learning & Memory
As a young child in kindergarten, Jim Kwik was rushed to the emergency room for a traumatic brain injury that would cause him to struggle in school for many years. He even internalized the label…
Patrick Lencioni: Maximize Joy in Your Career by Learning Your Working Genius | E305
For two decades, Patrick Lencioni bounced between excitement and frustration at work. Driven to understand the root of his frustration, he discovered that while there are six types of work, he only truly enjoyed two.…
YAPClassic: Ryan Serhant, Close More Deals with These Proven Sales Strategies
Starting as an actor in New York, Ryan Serhant quickly pivoted to real estate to make ends meet. What began as a backup plan evolved into a billion-dollar career, establishing him as one of the…
Dr. Jill Stein: How the Two-Party System Is Jeopardizing America’s Future | E304
Fed up with the stranglehold of the two-party system and its close ties to big corporations, Dr. Jill Stein decided to take action. She wanted to offer a real alternative to the “war economy” that…
YAPClassic: Robert Cialdini, The Godfather of Influence and Persuasion Reveals All
Robert Cialdini was once an easy target for salespeople, often saying yes to things he didn’t want. Intrigued by the psychological factors behind his decisions, he set out to uncover the secrets of persuasion. Today,…
Cal Fussman: Unleash Your Creative Genius and Innovate with AI-Powered Efficiency | E303
Cal Fussman declined Jeff Bezos’s offer to sell his children’s book on Amazon, balking at a 50% profit split. Before long, it dawned on him that he had underestimated the power of Amazon’s platform. But…
Hala Taha: Grow Your Podcast with Engaging Ads, AI Innovation, and Social Media Mastery | Big Questions
Despite managing 30 employees and earning $100,000 monthly from her business, Hala Taha was reluctant to leave her stable job. But once she took the leap, her company truly took off. In this episode of…
Cal Fussman: The Power of Questions, Transform Your Life and Business with Authentic Connections | E302
“Are you happy to be the president?” asked 7-year-old Cal Fussman in a letter to President Lyndon B. Johnson after JFK’s assassination. Six months later, his mother ran into their apartment, waving a letter from…