The Diary of a CEO with Steven Bartlett
Are we falling for the biggest money traps of our generation? And what are the money habits that actually build millions? Raoul Pal, Jaspreet Singh, and Humphrey Yang reveal the truth about renting vs buying, escaping credit card debt, mastering passive income, and investing with $0!
This personal finance roundtable brings 3 leading finance experts to discuss building wealth and planning for your financial future. Jaspreet Singh is an entrepreneur and founder of Minority Mindset, Raoul Pal is a former hedge fund manager and CEO of Real Vision, and Humphrey Yang is a personal finance creator and former financial advisor at Merrill Lynch.
They discuss:
◼️Why saving money won’t make you rich, and what to do instead
◼️The single best skill to escape being broke in 2025
◼️ Why renting is smarter than buying (even if you can afford to buy)
◼️ The tiny money habit that quietly builds millions over time
◼️ Why most people under 45 won’t get a pension (and what to do instead)
◼️The truth about crypto, AI and why the financial system doesn’t want you prepared
(00:00) Intro
(02:24) How Do I Make More Money?
(05:13) Pointless Jobs That Actually Made You the Most Money
(06:53) How to Visualize Your Finances
(07:44) Social Pressure With Money
(09:37) The Simple Money Tracking Hack
(13:32) Best Form of Investing: Active or Passive?
(18:34) More People Joining Crypto
(21:07) Bitcoin Is Too Speculative
(28:31) Stocks vs Crypto
(34:01) How Would You Invest $1,000?
(42:13) The S&P 500 vs the Nasdaq-100
(44:14) Dollar-Cost Averaging
(47:12) Remove Emotion From Financial Decisions
(48:08) Should We Be Putting Everything Into Crypto?
(49:36) If Crypto Isn’t the Future, What Takes Its Place?
(54:26) Sponsored Segment
(56:24) What to Do When You’re in Debt
(59:43) Bankruptcy: When Should Someone Consider It?
(01:02:13) What If You Don’t Want to File for Bankruptcy?
(01:03:55) The Myth of Passive Income
(01:05:51) How Well Can You Actually Do From Property Investments?
(01:10:35) Should You Buy Rental Properties for Passive Income?
(01:11:21) More People Are Renting in the US Over Buying
(01:13:33) Is Property a Good Way to Build Wealth?
(01:19:30) Is There Any Such Thing as Good Debt?
(01:20:30) Leveraging Your Current Assets
(01:26:01) Pensions and 401(k) Retirement Plans
(01:41:37) Framework for Making More Money Easily
(01:47:53) Keeping Your Money in a Bank Is Making You Poorer
(01:51:58) What Do Rich People Know That Most Others Don’t?
(01:54:41) Relationships Make Money
(01:59:44) How Much Do Geographies Matter When Making Money?
(02:02:30) Is the UK a Good Place to Build Wealth?
(02:05:49) Closing Statements
Follow Jaspreet:
‘Market Briefs’ newsletter:: http://bit.ly/4mWeqzr
YouTube: http://bit.ly/46hbTbU
Follow Raoul:
Website here: http://bit.ly/4m6Rexb
You can download Raoul Pal’s 5-Year Roadmap for free here: http://bit.ly/3JQok7g
You can purchase ‘The Everything Code’, here: https://amzn.to/48cJ2bk
Follow Humphrey:
Youtube: http://bit.ly/3KgmkoJ
Instagram: http://bit.ly/4gs6kMI
Website- Humphreysguide.com
The Diary Of A CEO:
⬛ Join DOAC circle here – https://doaccircle.com/
⬛ Buy The Diary Of A CEO book here – https://smarturl.it/DOACbook
⬛ The 1% Diary is back – limited time only: https://bit.ly/3YFbJbt
⬛ The Diary Of A CEO Conversation Cards (Second Edition): https://g2ul0.app.link/f31dsUttKKb
⬛ Get email updates – https://bit.ly/diary-of-a-ceo-yt
⬛ Follow Steven – https://g2ul0.app.link/gnGqL4IsKKb
Sponsors:
Linkedin Jobs – https://www.linkedin.com/doac
Vivobarefoot – https://www.vivobarefoot.com/
Bon Charge – http://boncharge.com/diary?rfsn=8189247.228c0cb with code DIARY for 25% off
Learn more about your ad choices. Visit megaphone.fm/adchoices
Moment 171: STOP DOING THIS! It’s Ruining Your Sex Life
中文 Tiếng Việt In this moment, world-renowned philosopher and thinker Alain De Botton discusses how communication can lead to a better sex life. Alain says sex is like a mirror to the relationship as a…
Josh Kaufman: The Shocking Link Between MBA & Career Success! The Easy Hack To Making Money Whilst You Sleep!
中文 Tiếng Việt WARNING: this episode will teach you everything you would learn in a business degree, saving you $200,000 and 10,000 hours Josh Kaufman is a renowned business expert and the author of the…
Moment 170: The Scientific Method For Unstoppable Confidence: Professor Steve Peters
中文 Tiếng Việt In this moment, elite sport psychologist, Professor Steve Peters discusses the way to overcome low self-esteem. Often low self-esteem manifests itself outwardly in abusive relationships, the wrong career, and impulsive behaviours. Dr…
The Investing Expert: We’re Raising The Most Unhappy Generation In History! The Unseen Link Between Marriage & Wealth! Hard Work Doesn’t Build Wealth! – Scott Galloway
中文 Tiếng Việt The millionaire entrepreneur revealing Wall Street’s secrets and simplifying finance for the masses Scott Galloway is a Professor of Marketing at the New York Stern School of Business and host of the…
The Gender Expert: Men Are Emotionally Dependent On Women & We’re Treating Them Like Malfunctioning Women! Richard Reeves
中文 Tiếng Việt 500,000 men are dying by suicide, and 6% of men are unemployed, is masculinity in crisis? And what is the cure? Richard Reeves is a Senior Fellow at the Brookings Institution and…
Moment 169: CIA Spy Reveals How To AVOID Media Manipulation & Brainwashing: Andrew Bustamante
中文 Tiếng Việt In this moment, the former CIA intelligence officer Andrew Bustamante discusses the crucial techniques of manipulation, which he describes as a core part of CIA training. Andrew introduces the R.I.C.E. analogy, which…
The Ozempic Expert: Ozempic Transforms Your Gut Microbiome! People Are Being Overdosed On Ozempic! Microdosing Saved My Life! – Dr Tyna Moore
中文 Tiếng Việt It’s the most effective weight loss drug ever, but could it have other miraculous benefits? Dr Tyna Moore is a certified Naturopathic and Chiropractic physician and expert in holistic regenerative medicine. She…
The Sleep Scientist (NEW RESEARCH): Sleeping Patterns Can Predict Future Diseases! Sleep Deprivation Is A Silent Killer! The Painful Trick To Fix Poor Sleep – Dr Guy Leschziner
中文 Tiếng Việt Sleep walking, night terrors and even sleep murders, the mysteries of the sleeping brain revealed Professor Guy Leschinzer is a world-renowned expert in Neurology and Sleep Medicine at Guy’s Hospital London. He…
Moment 168: STOP Doing THIS! It’s Killing Your Sleep!: The Fitness Scientist
中文 Tiếng Việt You might have heard the phrase ‘circadian rhythm’ a lot but never really understood what it meant. In this moment, world-renowned human performance expert, Kristen Holmes gives a simple break down of…
The Fasting Expert: “The Truth About Ozempic”, These 3 Foods Are Leading To Cancer! Our Supermarket Food Isn’t Safe! – Dr Mindy Pelz
中文 Tiếng Việt Unlocked: The hidden healing powers of fasting for your heart, hormones, and health. Dr Mindy Pelz is a world-renowned fasting and women’s health expert, specifically focusing on metabolic fasting, and the host…
