From Washington to Wall Street to our credit cards, borrowing has become a way of life.

In this Deep Dive, Scott examines America’s reliance on debt and who ultimately pays the price. Then, Morgan Housel joins him to discuss the difference between borrowing that builds wealth and borrowing that leaves you vulnerable, how housing costs are reshaping young people’s financial choices, and why lasting financial success depends less on predicting the future than being able to withstand it.

Follow Morgan, @morganhousel.

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