The Diary of a CEO with Steven Bartlett
Are we falling for the biggest money traps of our generation? And what are the money habits that actually build millions? Raoul Pal, Jaspreet Singh, and Humphrey Yang reveal the truth about renting vs buying, escaping credit card debt, mastering passive income, and investing with $0!
This personal finance roundtable brings 3 leading finance experts to discuss building wealth and planning for your financial future. Jaspreet Singh is an entrepreneur and founder of Minority Mindset, Raoul Pal is a former hedge fund manager and CEO of Real Vision, and Humphrey Yang is a personal finance creator and former financial advisor at Merrill Lynch.
They discuss:
◼️Why saving money won’t make you rich, and what to do instead
◼️The single best skill to escape being broke in 2025
◼️ Why renting is smarter than buying (even if you can afford to buy)
◼️ The tiny money habit that quietly builds millions over time
◼️ Why most people under 45 won’t get a pension (and what to do instead)
◼️The truth about crypto, AI and why the financial system doesn’t want you prepared
(00:00) Intro
(02:24) How Do I Make More Money?
(05:13) Pointless Jobs That Actually Made You the Most Money
(06:53) How to Visualize Your Finances
(07:44) Social Pressure With Money
(09:37) The Simple Money Tracking Hack
(13:32) Best Form of Investing: Active or Passive?
(18:34) More People Joining Crypto
(21:07) Bitcoin Is Too Speculative
(28:31) Stocks vs Crypto
(34:01) How Would You Invest $1,000?
(42:13) The S&P 500 vs the Nasdaq-100
(44:14) Dollar-Cost Averaging
(47:12) Remove Emotion From Financial Decisions
(48:08) Should We Be Putting Everything Into Crypto?
(49:36) If Crypto Isn’t the Future, What Takes Its Place?
(54:26) Sponsored Segment
(56:24) What to Do When You’re in Debt
(59:43) Bankruptcy: When Should Someone Consider It?
(01:02:13) What If You Don’t Want to File for Bankruptcy?
(01:03:55) The Myth of Passive Income
(01:05:51) How Well Can You Actually Do From Property Investments?
(01:10:35) Should You Buy Rental Properties for Passive Income?
(01:11:21) More People Are Renting in the US Over Buying
(01:13:33) Is Property a Good Way to Build Wealth?
(01:19:30) Is There Any Such Thing as Good Debt?
(01:20:30) Leveraging Your Current Assets
(01:26:01) Pensions and 401(k) Retirement Plans
(01:41:37) Framework for Making More Money Easily
(01:47:53) Keeping Your Money in a Bank Is Making You Poorer
(01:51:58) What Do Rich People Know That Most Others Don’t?
(01:54:41) Relationships Make Money
(01:59:44) How Much Do Geographies Matter When Making Money?
(02:02:30) Is the UK a Good Place to Build Wealth?
(02:05:49) Closing Statements
Follow Jaspreet:
‘Market Briefs’ newsletter:: http://bit.ly/4mWeqzr
YouTube: http://bit.ly/46hbTbU
Follow Raoul:
Website here: http://bit.ly/4m6Rexb
You can download Raoul Pal’s 5-Year Roadmap for free here: http://bit.ly/3JQok7g
You can purchase ‘The Everything Code’, here: https://amzn.to/48cJ2bk
Follow Humphrey:
Youtube: http://bit.ly/3KgmkoJ
Instagram: http://bit.ly/4gs6kMI
Website- Humphreysguide.com
The Diary Of A CEO:
⬛ Join DOAC circle here – https://doaccircle.com/
⬛ Buy The Diary Of A CEO book here – https://smarturl.it/DOACbook
⬛ The 1% Diary is back – limited time only: https://bit.ly/3YFbJbt
⬛ The Diary Of A CEO Conversation Cards (Second Edition): https://g2ul0.app.link/f31dsUttKKb
⬛ Get email updates – https://bit.ly/diary-of-a-ceo-yt
⬛ Follow Steven – https://g2ul0.app.link/gnGqL4IsKKb
Sponsors:
Linkedin Jobs – https://www.linkedin.com/doac
Vivobarefoot – https://www.vivobarefoot.com/
Bon Charge – http://boncharge.com/diary?rfsn=8189247.228c0cb with code DIARY for 25% off
Learn more about your ad choices. Visit megaphone.fm/adchoices
Charisma Teacher: Psychology Of Why People Don’t Like You! People Are Attracted To These Traits! The Secret To Being Instantly Likeable!
中文 Tiếng Việt They say you either have charisma or you don’t, but Charlie Houpert proves charisma can be built, and reveals the secret code to mastering it for success in love, work, and friendship …
Moment 198: Do This To Stop Premature Ageing!: Daniel E. Lieberman
中文 Tiếng Việt In this moment, Daniel Lieberman, evolutionary biologist and author, reveals how staying active is key to aging well. He explains why resistance training can slow muscle loss, how physical activity impacts mental…
Paul Brunson: Women Need To Lower Their Standards! If They Have These 3 Traits, Never Let Them Go! If You Get Sick, There’s A 624% Chance He’ll Leave!
中文 Tiếng Việt From dating disaster to ‘I do’, Paul Brunson cracks the rules of love and reveals the do’s and don’ts for an unbreakable relationship Paul Brunson is a world-renowned relationship expert, entrepreneur, and…
Lead Nutritional Scientist: Seed Oils Are Not Bad For You! Eating This Twice A Day Will Help Menopause! The Alarming Link Between Chewing & Belly Fat!
中文 Tiếng Việt Are seed oils dangerous? Is fasting the only way to lose weight? Is the carnivore diet the best way to eat? When health and diet advice has become a minefield, Dr Sarah…
Moment 197: The 10-Minute Rule That Beats ANY Bad Habit & This Weird Trick Forms Good Habits Instantly! Professor Steve Peters & Nir Eyal
中文 Tiếng Việt In this episode we discover the science behind habits, how they’re formed, how they can be broken, and the fascinating role self-perception plays in the process. We explore the power of reframing…
EMERGENCY DEBATE: What Trump’s Return Really Means for America & The Real Reason Men Voted for Trump! Is the UK About to Collapse?!
中文 Tiếng Việt Trump has taken the oath of office, but what does this really mean for the future of the world? The Diary Of A CEO’s first ever election round table is joined by…
The Money Making Expert: The 7,11,4 Hack That Turns $1 Into $10K Per Month! This 90 Day Rule Will 10x Your Income! Daniel Priestley
中文 Tiếng Việt The world in 2025 has never felt more unsure, but using the newest technologies and timeless business advice, Daniel Priestly says this is the time for the biggest and most revolutionary opportunities…
Moment 196: This Is The One Skill That Will Guarantee Your Success! (Even Against Smarter, Better & Richer People): Codie Sanchez
中文 Tiếng Việt In this moment, small business expert, Codie Sanchez discusses how speed and self belief are the core traits for success. Some of the most successful people in the world have what has…
Carnivore Diet Specialist: What The Keto Diet Is Really Doing To Your Body! Can It Cure 43% Of Mental Illnesses? The Truth About The Keto Diet!
中文 Tiếng Việt Could the secret to better mental health be on your plate? Dr Georgia Ede explains how the right diet can profoundly impact your mental well-being Dr Georgia Ede is a Harvard trained…
Jordan B Peterson: You Need To Listen To Your Wife! We’ve Built A Lonely & Sexless Society! If You & Your Partner Do This, You’ll Divorce!
中文 Tiếng Việt From ‘make your bed’ to ‘stand up straight’, Jordan Peterson returns with some more radical rules to revolutionise love, sex, and marriage Dr Jordan Peterson is a world-renowned former Professor of Psychology…
